For Individuals & Families Under 65:
Annual Open Enrollment Period is November 1 through January 15, 2024.

What’s new: On September 17, 2023, CMS announced new final rules that affect the individual ACA market. The two most notable changes include an extended open enrollment (OE) season and a new special enrollment period (SEP).

Longer OE period: ACA open enrollment will extend through January 15, 2023. Consumers who enroll in a qualified health plan on or before December 15 will have a January 1 effective date. Those who enroll between December 16 and January 15 will have a February 1 effective date. The beginning of OE remains November 1.

New SEP: A new monthly SEP will allow consumers with a projected annual household income no greater than 150% of the federal poverty level to enroll in Marketplace coverage with low or no premiums after tax credits are applied.

Medicare for Over 65:
The Annual Open Enrollment Period is now through December 7, call or email for a quote.

Whether your company is a new business or an existing business searching to implement or modify an Employee Benefit Program, our agency partners with Top Rated Insurance Companies to guide and initiate the process.

Employer Group Markets:
Small Group — 2-50 Employees
Mid-Market — 51-150 Employees
Large Group Market — 150+ Employees

Vision Care is part of your overall health and Individuals who are transitioning from an Employer Sponsored plan or Medicare eligible can enhance their coverage with a VSP Individual Vision Plan.

Get affordable Individual Vision Plans from VSP®

• Covered eye exam after a small copay

• Covered lenses after a small copay

• Up to a $230 allowance for frames or contacts